Global trade moves trillions of dollars annually, yet settlement remains slow, manual, and fragmented.
Mentriva is building programmable settlement infrastructure that automates payment flows based on real-world conditions.
The Problem with Traditional Settlement
Today's trade finance relies on paper-based processes, manual reconciliation, and slow banking rails. Settlement can take days or weeks, locking up capital and creating friction between trading partners.
Electronic Bills of Lading (eBLs) exist, but they haven't been integrated with automated payment systems.
What is Programmable Settlement?
Programmable settlement combines digital asset infrastructure with real-world data triggers.
When a shipment arrives, customs clears, or quality inspection passes, settlement executes automatically. No waiting for banks, no manual payment instructions, no reconciliation delays.
Key Components
- Smart Escrow: Funds are held securely and released based on predefined conditions
- Oracle Integration: Real-world events (delivery, inspection, customs) trigger settlement
- Compliance-Ready: Built-in AML/KYC, audit trails, and regulatory reporting
- Stablecoin Rails: Fast, low-cost settlement using institutional-grade stablecoins
Use Cases
Mentriva serves traders, logistics companies, financial institutions, and insurers. Our infrastructure enables:
- Automatic payment upon delivery confirmation
- Conditional release based on quality inspection
- Multi-party escrow with sequential releases
- Insurance claims settlement tied to oracle data
Building the Future of Trade Finance
We're working with pilot partners to deploy programmable settlement in live trade scenarios.
Our goal is to make settlement as automatic and reliable as logistics tracking—turn eBLs into on-chain titles and let settlement execute automatically.
Interested in learning more or becoming a pilot partner? Join our waitlist to stay updated on our progress.